tag:blogger.com,1999:blog-6173509801114364154.post2783276074102869931..comments2024-03-17T04:14:05.997-05:00Comments on Sam, Coffee, Money, & Thyme: Money MattersSAMhttp://www.blogger.com/profile/16485146123969622896noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-6173509801114364154.post-77264828060608393092018-05-13T17:13:11.653-05:002018-05-13T17:13:11.653-05:00No one knows exactly what will be needed for the f...No one knows exactly what will be needed for the future, so we all guess using established parameters. I am like you and hope to be able to leave something to my sons. My best friends parents wanted to leave a legacy, but wanted to enjoy it with their children and grandchildren so several years in a row they gave them the maximum non-taxable gift amount. I think it is the best legacy I have ever known. They got to see and enjoy 4 of their grandchildren using their gifts to help purchase houses, plus they were able to begin college funds for their great grandchildren.<br />I guess I must live life on the edge, because at least once a month, sometimes twice I indulge in a flat white, plus we go our to eat at least twice a month. I believe money is both something to use to make life enjoyable in the here and now as well as to save for the unknowns and the future. To me the line between over indulgence and diligence is not that fine. There are things other people would consider extravagant that are part of our yearly budget. They are important to us and I figure TheHub and I are the only ones who have to agree about them. <br />Anne in the kitchenhttps://www.blogger.com/profile/01533249631969001657noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-44292819335938048362018-05-13T06:33:20.782-05:002018-05-13T06:33:20.782-05:00I'm not questioning, just making bloggie conve...I'm not questioning, just making bloggie conversation. Yes, folks do things differently and the curious part of me uses my life to prod others sharing. Oh yes. We are sucked in as a family in the holidays. I admit it fully. My friend and I were actually working on a presentation but I like the walking meeting plan. Low cal flat white-just espresso and steamed skim milk.It will be a very irregular treat, but coffee meetings are part of my work life. Thanks for commenting, Meg.SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-88404039534934210422018-05-13T06:25:13.199-05:002018-05-13T06:25:13.199-05:00Wow, nice appreciation gifts. Obviously no one rea...Wow, nice appreciation gifts. Obviously no one really knows how long we have. The experts say were doing it right, but there's no certainty.<br /><br />SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-16035089600616545232018-05-12T22:46:32.585-05:002018-05-12T22:46:32.585-05:00My parents left a bit and DH's parents put som...My parents left a bit and DH's parents put some funds in college accounts. I'd like to do the same.SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-1528042125355138572018-05-12T22:44:24.634-05:002018-05-12T22:44:24.634-05:00Some spending is must a given for the work world, ...Some spending is must a given for the work world, isn't it? SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-55161137240497147292018-05-12T12:37:37.407-05:002018-05-12T12:37:37.407-05:00I think if you have to question what/why you are s...I think if you have to question what/why you are spending, then you need to make changes, either by spending less, or spending more. <br />Since you asked, in no particular order: If it were me, (which if it were, it wouldn't be) I would have skipped the dessert trawl/food truck, I possibly would have baked something, but only if I felt like baking something, not because I had to follow the herd. I am not a fan of artificial appreciation days in any case. (Teacher's, Secretary's) I think it's almost insulting to my intelligence to have to set up a week to thank people for doing the job they chose to do in the first place. <br /> I wouldn't have bought a fancy coffee--don't like drinking empty calories, and would have been galled to spend that on oatmeal, but, hey, you have to eat. If I were trying to roll together funds for something special, I wouldn't have gone into the shop to begin with, perhaps asked her to go for a walk.<br /> I would have certainly contributed to the alert system for your mother, but only if she thought she needed it, and it wasn't something she would get for herself. No way I would venture into a restaurant for Mother's Day brunch under any circumstance, either for my mother or myself. (I am not a big fan of artificial appreciation events anyway. If I want to give a gift I will when *I* feel like it, not when the calendar tells me.)<br /> I would have probably cooked the same way you did, and definitely would have NOT spent in the dollar store. Again, those places can be psychologically manipulating. Go for what you need, and leave. Yeah, it's a little savings, but the little savings over time add up. <br /> As for the paycheck, I would do EXACTLY as you are doing, (blip.) I wouldn't treat it as mad money, as money you are rightfully due is not a windfall. Not touching the legacy issue. <br />Whew! <br />Happy Saturday! <br />Meg B.https://www.blogger.com/profile/09871105973774159424noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-54981438130582713542018-05-12T11:58:54.000-05:002018-05-12T11:58:54.000-05:00I feel exactly like you do, the problem is, I don&...I feel exactly like you do, the problem is, I don't know what is ENOUGH....how can we gauge how long we will live, our heath, etc. and still be able to leave money for our kids. I wish I didn't stress over money so much but....<br /><br />Teacher appreciation week was a blessing for me - I got a Jack's Urban Eats gift card, Mimi's gift card, Sprouts gift card, Lazy Dog gift card, tons of diet coke, and a beautiful plant for my garden....and I'm not even a teacher - I just volunteer in there 3 times a week!!!! We have the BEST parents!!!Suehttps://www.blogger.com/profile/18060046361329632936noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-44381454993513543492018-05-12T11:20:09.738-05:002018-05-12T11:20:09.738-05:00I don't think you goal to leave a legacy is of...I don't think you goal to leave a legacy is off. I know many people who are "frugal" may not agree - but I too plan to leave a legacy. I am in the "I am frugal in areas that really don't matter to me or my family so that I can indulge in other areas" camp. So, while I look for ways to save where I can, I also plan my spending to include saving toward legacy goals.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-46011063644824421792018-05-12T08:54:05.614-05:002018-05-12T08:54:05.614-05:00I was traveling this week, so spent $0, but it sou...I was traveling this week, so spent $0, but it sounds like M & Sam went out a few times, as they were home on their own. I did pick up pizza from the grocery store last night after my flight. Couldn't face cooking - too jet lagged!<br /><br />Sounds like you did well with a lot of activities planned over the past week.Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.com