tag:blogger.com,1999:blog-6173509801114364154.post2936459472966915885..comments2024-03-17T04:14:05.997-05:00Comments on Sam, Coffee, Money, & Thyme: April Showers-Time to Plug Holes in the CheckbookSAMhttp://www.blogger.com/profile/16485146123969622896noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-6173509801114364154.post-54546041747183078642016-04-04T10:36:53.191-05:002016-04-04T10:36:53.191-05:00The $360 is icing. Retirement fund is first-which ...The $360 is icing. Retirement fund is first-which is why we do the max in each area we can. The $360 is just my share of savings-DH's should never see the light of my wallet and be pure savings. It's the emotional catchup boost we need after the three slow months. While that is our norm, I still don't get used to the small commission months. Believe me though-I give in labor too. SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-88419464982114244972016-04-04T10:30:24.712-05:002016-04-04T10:30:24.712-05:00This was a one off probably. I'm focusing on t...This was a one off probably. I'm focusing on those four flexible categories to yield the extra $360 and I know there's some good ideas from readers-and just great encouragement from folks like you.SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-12633007187158251252016-04-04T10:11:47.132-05:002016-04-04T10:11:47.132-05:00"Should we have to, student loans would be av..."Should we have to, student loans would be available to help float college costs. but no one is going to give us a loan to paying our living expenses in retirement."<br />Amen to that!<br /><br />I would suggest that you decrease your charity amount this month. If that is what puts you over saving your $360 this month and/or keeps you from fully funding retirement accounts I'd suggest it's better to give to yourself(and thus not become a burden on your kids and/or society by needing charity hand-outs in retirement).<br />I know that with working and a kid still at home needing parenting your time is valuable and stretched but maybe think of other ways to give instead of cash? Just something to think about.....<br /><br />Our April should be great as we have a 3 paycheck month as well and only 1 irregular expense this month(car insurance).<br />My saivngs every month can vary wildly, but I strive to put away at least 25% of Hubs gross(30% of net)each year into retirement. Even w/out a mortgage I find this goal difficult to do. If I didn't have college funded already it would be impossible to do.slugmamahttps://www.blogger.com/profile/12728856166374248591noreply@blogger.comtag:blogger.com,1999:blog-6173509801114364154.post-67270728608863514272016-04-04T09:54:00.056-05:002016-04-04T09:54:00.056-05:00People make such a big deal about posting their bi...People make such a big deal about posting their bills. I think it is silly, we all basically have the same bills. <br />You are really moving along with your to do list. I think this is more than doable. Sluggy is going to be so proud of you too. Sonya Annhttps://www.blogger.com/profile/01985227040902078422noreply@blogger.com