Thursday, October 15, 2020

Thrifty Thursday-Back to Slow and Steady

      I'm back to looking for economies even if small. As we get closer to the holidays, and more uncertainty abounds, I want to turn my attention to being prepared with  things to have a modest celebration while know things will be different. I want other families to have this as well, so plan to look where we can  increase donations, or give to new causes that are helping. It still is important to me to live my life in was that are not wasteful, knowing though time waste is a big thing for me, though we all have different definitions. Waste not  on resources continues to be  a goal. Here's what I came up with in my categories of time, resources and money, reaching back as far as October 3rd for a few since I did a non-traditional Thrifty Thursday last week. . 

      Time 

  • Needless to sat taking a whole week unplugged from work was well worth the bit of stress to play catch-up. Most issues were dealt without me, and I was able to resolve the few lingering things by mid-week. I must remember I am not that important, while remembering my own mental health and physical health is that important. 
  • This was the previous Saturday, but spending the morning, even after oversleeping, with my daughter, venturing out of my bubble, safely, was time well spent. I helped her an my niece a touch as they keep moving the steps forward on their non-profit business.
  • The 12 hour round trip on October 4th was worth it to see our youngest. She is doing well, but is waiting for a Covid test result right now as a friend of a friend was at a party with at least one person that went to the party likely while with the virus. Technically not a close contact, but because they all live in the dorms, she wanted to know for sure she is clear.
  • I'm embarrassed to say we hiked and walked a park that has been within an hour for home my whole life, yet I've never been. It's on my list, even if we need to bundle up, for when my younger daughter is home, and will not be  stranger in future spring, summer, and fall.
  • My daughter and I took a long walk Tuesday night-I had baked the spaghetti dish, then turned off oven to keep warm. I hadn't really talked to her since October 3rd when we had our morning out. 

Resources
  • I wasn't going to mention the spaghetti again, but since I froze one of the re-made dishes and we ate it for dinner Tuesday night, plus I had for lunch on Wednesday, we truly wasted none of it. 
  • All fresh foods were used at the cabin. We did not overbuy and waste any food, which happens too often on vacation weeks. We probably over ate pizza, having bought two and each making two meals (one 1/2 brought home with us). It was reminiscent of when we went to Florida back in 2004, and our older daughter who was 13 at the time, then a vegetarian, but not yet vegan, pretty much ate pizza every single day on vacation.
  • October 15 and we still have met the no heat target. We hear though snow in Duluth, so not sure what temperatures will mean down here If it drops below 60 consistently even in the daytime in the house, we may turn on. DH was already thinking about it last night.
  • I don't know what is up with my Keurig. It will work for a day or two, then decide not to. I unplug and leave, then it works again. I'm trying the little tricks mentioned here and looking on line to see if I can figure out the problem consistently. Until then, on days it works, I'm using up the last of the K Cups I bought last year after Christmas. I' debating if I need a new reusable one. While I wash it after every use, I think there might be particles in the fine mesh that aren't getting out. I'm going to try to soak in vinegar first. 

    Money

    • I did a survey for a $2 Amazon reward and another $2 bill came in the mail from a prior survey.  
    • I think a big money win was only eating out one time on vacation, and picking up one local pizza place. Well, the store was not really a pizza place, more a  jack of all things kind of country store that makes a really good Take and Bake pizza in their deli/meat/cheese counter. We were happy to support two very small and local businesses. 
    • I finally got DH to get a new pair of tennis shoes. It was more taking the time to replace, not for lack of money-he just gets funny about taking the time to get personal purchases taken care of. (He needs new jeans and I might just order them for him!) He was fortunate to find a brand he likes, for a good 30% less than he has paid for shoes in the past. Funny enough, it was at a store near the lake.
    • I met the maximum 401 K deferment so now my checks are a lot higher through the end of the year. We will bank as much as we can as the future is still pretty uncertain, particularly for our son who is holding on financially, but by a thread. We have tuition again to pay in January and an elective  medical expense in the near future.

         I need to tally where we are with household and groceries, Take Out and other forms of meals and entertainment, but October looks like it will be a thrifty month in those areas for the most part. The $504 additional plumber was disheartening as we enter our families seasons of celebrating more birthdays and holidays. Still, as so many pointed out, it was caught before huge amounts of damage was done in the kitchen. So we are back to slow and steady spending and saving, finding activities to do that keep us busy and bring smiles, joy, and contentment. How about your week? Are any of you having any wins in the savings area? An new ways to earn a little side money as we head into the colder months?

    15 comments:

    1. I do hope your daughter's covid test comes back negative. I'm sure it will! It's 7°C here (44°F) and windy and my heating is still not working properly!!!!

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      1. No word yet, but I think she had on Saturday, I don't omagne it went to the lab until Monday, and results are taking as long as the isolation might be. That sounds like it is colder than normal for your part of the worked this early in the year. Is it? Might have to think my retirement world travel!

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    2. That does suck about the plumber but no damage to your kitchen was a good thing. Banking extra cash is extremely smart this year. Christmas can be done up right without buying a lot of extra stuff and just sticking to gifts. Get out every decoratin you've ever bought and use it! In other years I've not put everything out but this year I am. I think we all need that.

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      1. I have 33 years of married Christmas stuff, and things from both of our childhood-no need to buy anything, though did get a fresh wreath ordered form my Boy Scout nephews. I think the kids will mostly get money form us, with a token useful item or two, and we will concentrate on the time together-even if it is by Facetime or Zoom with our son.

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    3. I'm looking for small economies too, no matter how small. I've taken several steps this week to achieve that. I hope your daughter's covid test comes back negative.

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      1. We blew it a bit with DH getting Arby sandwiches for lunch, but I think that was stress for him as he ended up called into work for a dumb customer issue. Today's economy is meeting a friend for a walk and coffee, well bundled up, in a park, and we'll each bring our own-mine will be tea in a thermos. I haven't seen her in person in nearly a year, and it has been a couple months since we did virtual coffee and I am so excited.

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    4. Sounds like you are doing well! No wins for us here lately but lots of unexpected spending instead. It's beyond disheartening. Sigh.

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      1. I know your vet bills are taking a financial toll-and them being sick an emotional one. You have my sympathy.

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    5. I know how hard it is to get back to a routine for the first couple of days, but then it is all back to normal. I thought we would spend little in October but we seem to have done a bit more than I guessed we would. I spent 170 bucks at Aldi alone. I have never spent that much there at one time.

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      1. I think my next trip might be a big one, but we spent so little in September for us, but things are running lower now that I don't want to be cuahg toff guard-sugar after doing some jam making, canned vegetables as back up, canned tomatoes, dishwasher stuff, and reserve TP as we will need to open one of the two backups this weekend. I will not keep less than two multi-packs as back up again. I'll share with neighbors, friends, and family and not hoard buy buying more than the two reserves, but I used not always be well stocked and need to keep that mindset. I read the pumpkin shortage isn't a shortage-just a delay and shelves should be stocked in a few weeks, well before Thanksgiving baking.

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    6. I posted about my Amazon savings of $100, spending only a bit over $9 for four items. Hopefully, your daughter is okay. That's scary.

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      1. I've done that a few times for special offers, but I don't really want additional credit cards laying around. It sounds like your purchases will make life easier for you and more enjoyable.

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    7. Welcome back from the cabin. I hope you had a fairly smooth transition.
      Thinking ahead to Christmas, since you mentioned a modest celebration, and looking to where we can increase donations...A dear friend posted that our local food bank is in dire need of donations of food and cash. I'm not sure how it is where you live, but our food bank is funded by the thrift shop. I chimed in on her post that if people didn't feel they were in a position to help with food bags, perhaps they could peruse the thrift shop first for gift ideas, saving themselves money, and supporting the less fortunate in the community at the same time.

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      1. That is a really good idea-help in other ways that also help your own family. There can be some great gifts like books (what does it matter if used-its a book), maybe som einteresting jewelry. I might do that to look for rings for my girls for this year. We do have a thrift shop open to the public with our food shelf/family service.I think it might generate a little money, their big ,oney raiser is the annual Thanksgiving run. I'm getting ua all the shirts-partially because they are nice shirts and used forever, and all the proceeds go there, along with cash donations. The shirts of course have sponsorships/ads on the back of the local business in town who donated and were the bulk of the money is coming from, so it is also a way t wear and promote our local businesses. Wins everywhere. Thank you so much for the idea. I sense a post coming from it!

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      2. Sam,
        Last Christmas alone at the thrift shop, my kids found me a beautiful crystal ice bucket, very similar to one I had been admiring at Macy's. I think they spent $3.00 on it. We found two, looks-like-they-were-never-worn long sleeve Duluth Trading shirts for DH, and a wood tray with handles for Would-Be-College-Boy, for him to use for his charcuterie boards he likes to make while watching Netflix. Unbeknownst to me, at that same trip, youngest snuck back in and bought me a beautiful, hardcover cookbook, Good Housekeeping's "Bake It." It cost him $0.75. Funny story...I regretted not picking it up while we were there, as books were half off, so I went back when DH and I passed by later that day, and the book was gone! That same day, kids did a stint at the Episcopal Church Christmas Bazaar and bake sale, proceeds which also go to the food bank. There they found some Waterford crystal "12 Days of Christmas" ornaments, and a lovely, brandy soaked fruitcake which found their way home.
        Thrift shops are a great place to look for things like filler pieces to a crystal or China set, lamps, and, yes, BOOKS. My family has a saying, "We don't need new, we need nice." My one problem is that you almost have to check in regularly at these places, and that tends to lead to what I call "speculative" shopping. It's generally not a problem, except that I feel I can't pick up an extra half dozen wine glasses in my pattern if I'm telling the kids to cull stuff in preparation of our next adventure.

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