I've had a lot on my mind since visiting my old friend that recently had the kidney transplant a few weeks ago. If ever there was a case scenario for resiliency when the bottom drops, she is certainly one. M's bottom has dropped so many times, it is miraculous there was enough left to her basket to even mend it anymore. Yet there she was, ready to put the kettle on like it was just any Tuesday afternoon and not a week past transplant. She is incredibly intelligent and kind hearted. I would not say she is naive or ignorant, but repeatedly either through decisions she has made, or decisions made by others, events occurred that stressed that bottom to the seams. She managed life as a single parent once in her late twenties, and then again, in her mid 40's, trying to co parent with a man who suffered from a wide range of mental health issues ranging from depression, to obsessive compulsion, to hoarding.
Always living on the financial cliff, and at times, hanging on by a family or friend life line, due to a history of both under employment and many bouts of unemployment by she and her ex. While I understood why she left our company when she did, nothing that followed was stable. She has held onto her home through a wing and a prayer, but it is heavily mortgaged and under water. It also is in a constant state of disrepair and still shows the scars from her ex's hoarding. Her diagnosis of kidney failure a year ago coincided with a latest job lay off. Like the house though, she has strength and character that shines through the chipped paint, clutter, and need for repair.
In our meet-up though, all she talked about in her life was framed in the positives. Even the last job loss, as she described, meant she had time to go to appointments and figure our her options. She has a boarder, Rafael, who is kind and helps with a few minor things around the house, and is good company. Her daughter, who has dealt with drug and alcohol abuse coupled with depression and anxiety, is doing well now, living with her boyfriend in a small attic apartment in a house owned by her ex, working in a fast food restaurant and playing in a band. Her band even was featured on a radio program that had local Twin Cities artists-once. M casually mentioned that while her daughter is doing well herself, she just recently lost two friends through drug over doses. That alone would have shook me to the core as a parent, but her attitude was it was a tragic wake up call for her daughter.
Her older daughter is teaching in Thailand, and the tea we drank when the kettle whistled was a gift from her. She misses her, but with the magic of Facetime, has weekly calls. M let me tackle washing her plastic Adirondack chairs so she could sit out back on the warm sunny days with her book and tea. Her back yard, like her house, was in disrepair, little to no grass, just uneven patio pavers and dirt patches. An old car with no tires, a carry over from her ex who used to hoard cars for parts and to fix and resell, was in the parking space next to the ally garage. All M saw was the now cleaned chairs with a big smile on her face.
What have I been thinking about then? How on earth would I have had the tenacity to live a life like hers and still be genuinely smiling at plastic chairs positioned on uneven pavement stone as if it was a luxury chaise in a botanical garden spa. I get consumed sometimes with managing our finances, and watching stupid spending, all in an effort to get my kid through school and retire at a reasonably early age so we can do more of the things in life we enjoy. But what if life throws us a series of curve balls, one on top of another, with no time to recover in between? What if DH lost his job tomorrow, or worse, since I carry our health coverage and my salary is about 35% more than DH, I did? How would we handle or support our children handling a crisis of their own, mentally or financially? How well would I accept the reality that a good cup of tea in my back yard will be the extent of my travel experience? While catching up with M was lovely, it sure left me feeling my approach to money saving, accumulation, and what living the good life is about has been avaricious. Hopefully, I haven't come across as materialistic and greedy.
I'll still be writing about my love and wish for more travel. I just went on and on about travel three days ago in fact. I'll still write about the savings challenges and successes and blips, and I'll keep making sure we have that emergency account fully funded. Yet I can't deny I feel I should be more humble, more compassionate to myself and my family when it takes us longer than we want to reach a milestone, or take something off the list entirely. I need to know all of our contingencies should the bottom drop out of our financial plan, but I can't let it consume me. I hope I see my friend more often than I have the last ten years, and join her in her back yard, or even better once she is up for it, a walk around Como Lake. I have my life and she has hers. We can be friends and I can still have my goals and dreams without feeling guilty when one is achieved. And, I can be more graciously accepting of the good in my life, no matter how small.
This is a great post, & I struggle with the same question. I have a bit of a fear based budgeting approach, as I want to prevent myself, my family, sister/parents, etc from also going through a situation like this. While I can't predict health or job losses, we have planned for many contingencies. Certainly not all. You can never plan for everything. Taking time off was a huge emotional risk for me, even though logically I know we have enough to withstand a major financial crisis. It's scary
ReplyDeleteI think you are incredibly brave to take your leave, and I would be scared as well. That though, is kind of my point. While we can't prepare for all, when do we just accept that we have prepared well enough, and just enjoy? I hope I can do more of that.
DeleteThis was a near perfect post. I think we all get wrapped up in plans and forget about the wonder of just living.
ReplyDeleteMy daughter is so stressed right now-too much homework, the reality of school ending, the play, but I keep telling her to just breath. Yet, I don't do the same.,
DeleteBecause when the bottom really falls out, you find that you have no choice but to put one foot in front of the other and keep moving forward. We've had our share of bad things happen but the world didnt stop spinning so that we could catch up. You would be surprised at the strength you don't know you have.
ReplyDeleteOf course what you say is true. When you have to find strength, most people do. I guess that is what I am afraid of-I wouldn't be able to, and I would take down others with me.
DeleteSuch an eye opening post! My heart goes out to your friend who is strong enough to move forward and enjoy little pleasures of life. I think, we should be grateful for everything in our lives. Every day we get up is a blessing. Thank you for sharing this. Sending positive vibes to your friend.
ReplyDeleteIt was a lovely but sobering visit. I wan tot be satisfied with a cup of tea on a perfect spring day. I will share everyone's positive energy with her.
DeleteWhat a great post! Sure makes one stop and think. I hope your friend is on the mend and brighter days are in her future.
ReplyDeleteShe just changed her profile pic to one of her and her sister wearing tshirts that say "Kidney Buddies". Great nindset for her getting her next chapter started.
DeleteA great post and something to think about. I took the leap 9 months ago. I was so tired of work demands and stress and trying to please everyone.......except me. Worked 50 years and put enough away to be comfortable.....I hope. Will delay pension and SS until my full retirement age which is in 2 years, so the payouts increase. Best decision ever mad for me. I am finally starting to slow down and appreciate what is around in this beautiful world. It is amazing when you slow down that you don’t need all the money you thought you would need. I am also content with the little things and save for bigger treats or traveling. I f eel that I am finally getting my life in perspective and finding the person that got lost in all the demands and stress.
ReplyDeleteGood luck with your new you! We have some time before retirement but I don't want to wait to change my attitude towards better embracing the good stuff now.
DeleteDamn, I just wrote a long comment and it shot off into cyber space! But I don't think you come over as avaricious at all - you are a planner (as am I) and try to cover every eventuality. By your own admission your friend has made some bad choices - ill health and job loss notwithstanding. I have a colleague who makes 4 times what I make, has a husband with a good job and many other advantages and is constantly pleading poverty - to the point that she can't pay her bills! I have no doubt that in her own mind she is "poor" - just like in my own mind I am "rich" - while some of my friends who make a lot more than I do have already told me they couldn't possibly manage on what I get! It's a question of what's important to you (for me that's travel) and what's not (for me that's fancy clothes and fine dining). But, given your friend's harsh situation I'm glad she can find job in the simple things. But that in no way makes you "less than"!
ReplyDeleteThat should read "find JOY in the simple things! Shudda proof read if first!
DeleteSo much about life and appreciating it is the mind set-I can't just hope to be happy with the life I have, I have to actively embrace the good, and work to mitigate the impact when bad things and disappointments occur. I guess that is what some people who always have a deficit mindset, no matter how much they have, will always feel they need more. thank you for commenting. I always love reading all the comments form the wise people, that for whatever reason, read my blog and join the conversation.
DeleteYou're friend seems to have a good spirit, and what is the old saying? What doesn't kill us makes us stronger. She is living proof. She is grateful for what she has - but don't feel bad for being grateful for what you have. You've worked hard, have a beautiful family and definitely don't come across as greedy. Perhaps one day you and your family could help beautify her back yard so she can enjoy it more? It might help you come to terms with helping your friend out, not with money but with kindness
ReplyDeleteSeveral of us are helping with some tasks, but I like the idea of the yard refresh, if she would like that.
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