I woke up to a new version of the lovely trolls message. "LOL eating pizza while the rest of society starves and can't eve afford rent. You're going to die choking to death on your own lung fluid. That's what covid19 does, you boomer scum." I'm sorry we patronized a local business for our families meal, and then dared to eat the leftovers so as not to have any waste. The gruel shop wasn't doing take out on Monday. I guess he has stepped up his game from the prior mass insult comments, claiming boomers are ruining the economy because they are afraid of the flu. Pretty sophisticated troll that his software program can now hunt for specific words like pizza to customize the insults.
Let's move on, shall we? Schools in Minnesota officially have been moved to Distance Learning for the remainder of the school year. All spring sports, spring activities such as plays and awards nights, have been cancelled and will be delivered in a different fashion. How graduation will be handled is still unknown-no communication as of yet. DD2 finishes school officially next week, would have regardless, and no graduation ceremony up north either. I haven't heard how graduation will be handled at the university my nephew attends or the one our friend's son attends, both of who should be walking this spring.
It looks like I will be working from home the month of May as well. There might be a day here and there that I will go into the office, but as I can do my job for the most part remotely, the general direction is to keep doing so. I'm losing it a bit! I haven't been taking my flex day Fridays probably since January due to work load and travel, and working long days. It wouldn't matter anyway as there is nothing I can really do that I can't do in the evenings or weekend anyway, and losing a day to not stay on top of the calls and e-mails would just create stress for Monday. I have been sleeping poorly, may be the stress, but as I was already planning to be fitted for a mouth guard to help with sleep apnea, this might equally be the issue and perhaps it's getting worse. Even with planning walks, and intentional exercise, I just am not physically active enough during the day. I am mentally exhasuted, but my body is not staying asleep.
DD2 is job hunting. She already got a rejection from Aldi for a seasonal job, but I suspect there are lots of folks with retail experience looking for those jobs. She's applied to a Culver's, which I understand is doing a strong drive through business, and to the local Kwik Trip, a convenience store but with a large grocery component. I have mixed feelings about her taking a job. Obviously there is her health, though as a young person, and if proper precautions are taken, she is less likely to get the virus and if she does, get ill. She would though be increasing her carrier risk. With my arthritis and DH's high blood pressure, I guess we have some compromised health, so if she works, we'll have to have strict protocol once she is home. DH has been going to his store every day, so I think she is less risk than he already puts us through daily. Once school is done, she won't have that to keep her busy, and she is genuinely worried about her college finances post COVID19. Minimally, I think she could pick up enough babysitting jobs within our extended family as some return to work if the school age child care is limited, to keep her busy, help out family, and earn towards her future expenses. Do any of you have teens and young adults working outside the home? What are they doing for precautions in your home?
I know she is nervous about our families finance and the high cost of college. She's not a child anymore so we have not hid the fact that her dad's salary is minimal right now, overall probably 25-30% less household income. While not a huge amount, she lost five weeks of work in dining services, money that was being saved to put towards study abroad expenses. On the flip side, she's not spending anything-literally nothing, since she came home on March 16th. It will all work out, but as the need for people still working to step up their donations and community support, working but earning significantly less, there can't help be some mental conflict.
Interestingly, it was exactly 10 years ago when DH was laid off, right at the end of DD1's freshmen, and DS's junior year of college. Talk about financial stress! Here we were with two kids in college and a third one at home living off my just my salary for months. We had made decsions based on a two income family, and had to adjust pretty quickly to make life work. DH got his real estate license at that time, but then ended up in his job he has now. The 2008 recession took a couple years to hit our family, and then once it did, about a year to really get back on our feet. Most likely we never really gained back some of what we lost financially. I'm sure DD2 doesn't remember anything about that time, though I'm sure the older kids were aware of the strain. They both worked a lot when they weren't at school and really carried water to help with their college and living expenses, more than we had originally had planned. Overall, we did not shy away from our charitable commitments then, perhaps had to make up a bit later if the funds truly weren't there at a specific time, so I have faith we can do our part now.
This is to say on this Friday, times are uncertain. Any family that has been immune to the impact, is fortunate, and I don't say that to imply guilt or ignorance, or that they are undeserving. My family is fortunate. For now, my job seems secure and we are healthy. We can help those that may need more help right now. DD2 can look for a job, and even if she doesn't get one, she knows she is trying to contribute, and can help in other ways. There truly will be no shortage of helpers needed.
The trolls are really terrible. So sorry about that disgusting comment.
ReplyDeleteYour family is resilient, and focused on what you can do to improve your situation, which is fantastic. That's really all you can do at this point. We're taking a few small refunds we're receiving, and funneling them towards savings, expenses, & helping others. We'd really like to reduce our mortgage, so we're in a better position in the future. Our employer is stable, but that doesn't mean that an extended slowdown wouldn't impact us & we don't want to be over exposed.
I repeat so often that if any one, family or individuals is able to not have an impact, they are indeed fortunate. We may not even know how something in the future is attributed to this crisis. now. It might be good news if some things slowly start opening up, with added precautions, and the changes can be carefully watched. I just hope it is not too soon and the last 6 weeks will have been for nothing.
DeleteMy college freshman, who decided to take a quarter off, is not working. Dh is in the high risk group, so we agreed that we wouldn't require employment, as the only outfits hiring are retail stores, specifically, Walmart. There is plenty of work for him to do here, and I've had no compunction in enlisting his help in any number of tasks.
ReplyDeleteWe are fortunate. Financially, nothing has changed for us, except we are spending even less, and we are healthy. But, I think, in terms of home economics, this situation needs to serve as a wake up call to people: If you live beneath your means during the good times, perhaps the difficult times won't be so difficult. Americans tend to have short memories, though.
Some family's means are so low, that to live below them means they would be living in unsafe conditions, eating poor quality food, going without health care. I agree that a family with resources like mine can point to lots of waste that now would be nice to have to put towards a reduction in income, but not all have that luxury as they had no waste before and still were on the financial ledge. For those that were trying to eek out an existence at poverty level or below,I'm pretty sure they were already pretty awake to their hardship.
DeleteI wonder about the mind of a troll.
ReplyDeleteI usually just hit spam, and move on. This one was a little more unique-more sophisticated software, as I don't even think these are real people.
DeleteIsn’t it awful when a troll lashes out at your own personal finance - when you’ve clearly done something right to be able to afford it and are supporting a business. They are just clueless!
ReplyDeleteI get sick of hearing them use the food bank and then they themselves go out to eat! They have such little self awareness.
I doubt it's even a real person-just a bored computer programmer looking to rile people up. I'm not sure I understand your last point. Who's "them" and who's using food banks and going out to eat? Thanks for reading and commenting.
DeleteThis is going to be a difficult transition for a most of the country. We are having to help one of our sons who has lost his income for the time being, but it is what it is. I will gladly tighten our belts to help him manage things that are out of his control right now.
ReplyDeleteSo far, our son has been able to eek out an existence with his checking account (no savings any longer after a bad spell a couple years back), but hasn't seen a paycheck since March 12th, for a job that finished over a week earlier so barely even a check-his last one. He filed for unemployment as many of his jobs did go through a payroll company so was part of the UI system, but so far has not received anything. Same sentiment as you-we will gladly belt tighten, and know once he can work again, he will be able to make it up, but if it takes a while, so be it. My mind needs to know he is safe and healthy.
DeleteGood for your daughter. So many people are just not looking for a job right now. There are still ones that aren't on the front line of fire too - my stepson is actively looking although he does qualify for money for several months as just gradated college (lots and lots of Canadian programs for $ right now, just not sure how we are all going to pay for it but it is helping people). He and his fiancee continue to volunteer for a company that moves men and women leaving terrible relationships. This sometimes involves moving them when that sometimes violent partner is still in their presence. His fiancee has volunteered there for many years but he just started 2 years when he finished with the army. A very good cause and one that is still needed in this terrible time. Perhaps if she can't get a job a bit of volunteering?
ReplyDeleteShe'll keep busy helping others even with a job, if she is able to land one. All my kids have not liked to be bored, and are pretty good citizens.This is finals week, so has to prioritize her time until the semester ends-I've been amazed at how much school work she has.
DeleteGood on your daughter for looking for work - some aren't. And as for the troll, what a wanker!
ReplyDeleteIt's so ridiculous to be trolling people that obviously are just going to filter them out anyway. I feel bad for a few bloggers that are taking the trolls seriously and not understanding it is most likely just an algorithm.I hope she gets something, but she is prepared to reach out and babysit particularly as school buildings are now closed through end of year, yet some offices and other work that has no public contact might be opening up again.
DeleteMy son is getting unemployment, the extra bonus and has gotten his stimulus so right now does not need help and is vulnerable. However he is in furlough not laid off and is hoping his restaurant will be allowed to open this summer...we are absolutely not leaving our houses here at least till end of may so physical volunteering andxsuch are out. Supposedly our state is opening up next week but I think our county will overrule that.
ReplyDeleteI figure if those that can work safely, do so safely, those that need to stay away from the public should be able to do so, and that too is doing your part. We are all truly in this together.
DeleteMy troll today wondered why anyone would eat mayo since it's "disgusting". Aren't they just lovely rays of sunshine in our lives? lol
ReplyDeleteI knew this pandemic would be bad financially when I kept hearing about how most Americans don't have $400 in an emergency fund to cover small "blip" in their lives.
Truly the 2008 Recession has taught most folks nothing for the long term. Things get tight and they are all "the Little Red Hen"(the sky is falling)but once the danger is over they go right back to their financial misbehavior.
And then there are those that truly don't have $400, even if they made every wise decision ever. I get it-spending every spare dime on toys and convenience and vacations, and then claiming woe is me, doesn't give me any tears to shed either. But for people truly hurting, and were near the edge already, and no safety net with family, this is a huge blow.
DeleteI have received many of those lovely messages. I hope your daughter can find a job, I am sure she will as you have taught your kids to work.
ReplyDeleteMinimally, I think there will be summer babysitting and even nanny jobs as things reopen, people will need child care for the summer. She'll also find things she can do as a volunteer-resume building!
DeleteMy son is troll in more ways than the internet kind. He loves to rile up people he doesn't even know online. Then me later in person...
ReplyDeleteBut enough about trolling...
Finances are tough! We're just hanging on and doing the best we can and it sounds like you guys are too.
This too shall pass. It's just going to be icky until it does.
Truly worst case scenario in our family is we have to liquidate a life insurance/annuity, but that would be so very far down the list of things we'd have to do, that things in the world would truly have to be entirely broken. Maybe. As long as we have our health, I figure we can always make ore money somehow!
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