Unless someone actively tries to ignore, we've all seen prices rise in goods and services across the globe. Interesting though, corporate profits seem to just be going up as well, so they must be immune to the inflation effect. Hmmm, but that's a different rant, I mean post. We all are belt tightening, trying to stretch our personal budgets and limit waste. I think we owe ourselves to still look for ways to get enjoyment from our money, even if it feels like the elastic is going to snap with all the stretching. I'm trying to think thrift- not austerity. Austerity makes me think I'm going without. Thrift makes me think I'm being money savvy. Thrift gives me the mindset that I can eke just as much pleasure as I have in the past, by looking at my wants in a new light. With that, here's a few ways I navigated my personal economy in the last week without feeling like I have less. Some are the usual thrift, but it works for me.
- Found freezer assets plus a few pantry lurkers for lunches. It was nice not just eating leftovers every day.
- I found many movies on streaming services we pay for and enjoyed the bitter cold weekend in my own home with my stove popped popcorn.
- We stayed home Saturday night, but I recreated DH's favorite pub sandwich, the chicken bacon ranch. I had two ciabatta buns left and tots in the air fryer. It was every bit as good and probably 1/3 the price. I even found a lingering beer and hard seltzer in the fridge. Plus, DH could watch the Packers lose in his own home.
- A free calendar I ordered several months ago arrived. I'm going to use it for blog planning.
- The research DH asked about last week for our home owners insurance rate? Our agent was able to get us a slightly lower rate on combined home and auto. It'll save nearly $200 for the year.
- My small raise was officially approved. It'll take a while to process but goes into effect mid February. I'll get back pay to July 1. Taxes will eat much of that up, but happy to take it.
- Stayed fairly true to the meal plan two weeks in a row, and for me, that is a money saver. It helps me know exactly what we do need and not just shop. I also think I've made better and more nutritious meals because the drudgery of coming up with something is done. I'll likely do a February stock up shop this weekend, see if I can still get in in a few Ibotta wins.
There was normal spending on unavoidable things- DH filled up his car and that was painful. The utility bills that will be paid next week are arriving, and gas and electric are up this month and probably will be for February. It's what we're all facing but I'm happy to have a warm home, good food, and people in my life to share it with. I hope you had a couple thrifty wins.